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Residency Program Financial Aid

Deadline to submit Financial Aid Forms is March 30, 2024.

Now that you have been accepted to a School of Dental Medicine Residency Program, it’s time to complete your financial aid application. It is imperative that you follow the instructions and meet all deadlines for financial aid processing. You must complete and submit all documents to the School of Dental Medicine Financial Aid Office by mail or email by March 30, 2024. This deadline was determined in order to have funding available to you by the end of August. 

Federal Direct Student Loan

The Federal Direct Student Loan program is the most widely used student loan program for both undergraduate and graduate students interested in borrowing to help meet educational expenses. Borrowing limits, interest rates and terms of repayment are determined and regulated by the United States Department of Education. The 2023-24 Academic Year interest rate for unsubsidized loans is fixed at 7.05 percent. Repayment begins six months following graduation. This is the initial source of financial assistance for all students, and will be assumed in all award packaging.

Alternative Loans

If the Direct Loan is not enough to cover all expenses, an Alternative Loan is the next type of loan  for consideration. An Alternative Loan can be a Federal Graduate Plus Loan or a Private Loan.  The Graduate Plus interest rate for 2023-24 is fixed at 8.05 percent.  Private Loans offer both fixed and variable rates; both loans are unsubsidized loans. Terms and conditions vary from lender to lender. It is the student's responsibility to research the loan that best suits their needs.

For more information about student loans please contact the Office of Student Affairs.

Funds will be disbursed approximately a week before the beginning of the term. The funds will be applied to your student account and all tuition and fee charges will be deducted from the loan. If you have a credit balance after all charges have been deducted, you will receive a refund within three to five working days from the day the money was applied to your account.

Residents submitting documents after the deadline may not receive their financial aid by the start of the fall term and will need to make other arrangements to pay for tuition and living expenses.  Waivers for tuition will not be granted; therefore, the resident must pay any late fees and make arrangements for living expenses.

Please be advised that your student loans will arrive in two equal disbursements. 

The first disbursement will take place one week prior to the start of the fall term (to cover your fall tuition charges). The second will be disbursed one week prior to the start of the spring term (to cover your spring tuition charges). 

Financial aid is credited for Fall and Spring terms only. You will be responsible for the cost of your Summer term, typically around $600.00.

International students not qualifying for federal aid may apply for a private loan. It is the student’s responsibility to find a lender. You will need a credit-worthy co-signer who is a U.S. Citizen for this type of loan.

Tuition Rates and Fees at Pitt >

Resident Financial Aid Forms 2024-25

Make sure that you read each of the following documents in the order presented. Complete and submit as instructed on each form.

If you have any questions or concerns, please email Tracey Wassel or call 412-648-9806.